Baselane vs PayHOA
PayHOA scores 7.9/10 vs 7.5/10. Best for: Self-managed HOA boards and condo associations that want to handle dues, violations, and voting without hiring a management company.
PayHOA scores higher overall at 7.9/10 vs 7.5/10. PayHOA is the go-to pick for self-managed HOA and condo boards. The feature set is built exactly for association work, including e-voting, violations, and architectural requests, and 5,000+ associations already use it. The transaction fees on dues collection can sting, especially for credit card payments at 3.25%. If your association collects $100K+ in annual dues, do the math on those fees before committing.
Baselane 
PayHOA Rank
#14 of 31
Rank
#5 of 31
Features
10/17
Features
9/17
Starting at
$0/mo
Starting at
$49/mo
User reviews
— (18)
User reviews
4.6/5 (629)
What they cost
| Baselane | PayHOA | |
|---|---|---|
| Starting at | Free /mo | $49 /mo |
| Free trial | Free tier available | No |
| Number of plans | 1 | 5 |
What the pricing really means
At first glance, Baselane looks cheaper at $0/month vs $49/month. But sticker price is only part of the story. Look at what is included on the base plan, how many users you get, and whether you need add-ons to get the features you actually need. The $99/month plan that requires $200 in add-ons is actually more expensive than the $250/month plan that includes everything.
Where Baselane wins
- Truly free platform with no monthly fees or per-unit charges
- FDIC-insured banking accounts earning up to 4.46% APY on idle cash
- Auto-splits rental income by property so you always know where each dollar goes
- Built-in bookkeeping generates tax-ready reports without QuickBooks
Where PayHOA wins
- Purpose-built for HOAs with e-voting, violation tracking, and architectural request workflows
- Trusted by 5,000+ associations, which is a strong adoption signal for niche software
- $49/month for up to 25 units works out to under $2/unit for small associations
- 565 Capterra reviews at 4.7 stars gives real confidence in the product
Where Baselane falls short
- Very small review base (under 20 on Capterra, not listed on G2)
- No maintenance request tracking, you still need a separate system for work orders
- No vacancy advertising or listing syndication
- Banking features require opening a Baselane account, which may not suit landlords with established bank relationships
Where PayHOA falls short
- Transaction fees add up fast, 3.25% + $0.50 per credit card payment and $1.95 per eCheck
- Not a rental property manager, no lease management, tenant screening, or vacancy tools
- Pricing jumps $50 at each tier break, so a 26-unit HOA pays double what a 25-unit one does
- No API for custom integrations or connecting to external accounting software
Who is each product built for?
Baselane
Target: 1-50 units
Baselane is a smart pick for small landlords who want to earn interest on deposits while tracking rent and expenses for free. The banking-first approach is genuinely different from other PM tools. Just know you are trading maintenance tracking and vacancy features for that free price tag and 4.46% APY. The tiny review count means the platform is still early, so keep that in mind.
PayHOA
Target: Up to 500 units
PayHOA is the go-to pick for self-managed HOA and condo boards. The feature set is built exactly for association work, including e-voting, violations, and architectural requests, and 5,000+ associations already use it. The transaction fees on dues collection can sting, especially for credit card payments at 3.25%. If your association collects $100K+ in annual dues, do the math on those fees before committing.
Feature comparison
| Feature | Baselane | PayHOA |
|---|---|---|
| Tenant Management | ||
| Tenant screening | ||
| Online rent collection | ||
| Lease management | ||
| Tenant portal | ||
| E-signatures | ||
| Property Operations | ||
| Maintenance requests | ||
| Owner portal | ||
| Property inspections | ||
| Vendor management | ||
| Vacancy advertising | ||
| Finance & Reporting | ||
| Accounting/bookkeeping | ||
| Bank account management | ||
| Insurance tracking | ||
| Reporting/analytics | ||
| Platform | ||
| Document storage | ||
| Mobile app | ||
| API access | ||
Common questions
PayHOA scores 7.9/10 vs Baselane's 7.5/10 in our ranking. PayHOA is the better pick for Up to 500 units. Baselane is better if you need small landlords and real estate investors who want free banking, rent collection, and bookkeeping in one place.
Baselane starts at $0/month. PayHOA starts at $49/month. Watch for add-on costs — the base price often does not include all features. Pricing last verified 2026-04-01.
Baselane: Free tier available. PayHOA: No free trial. Always test with your actual workflow before committing to an annual plan.
Baselane covers 10 of 17 features we track. PayHOA covers 9 of 17. Baselane has broader feature coverage, but more features does not always mean better — pick the tool that covers what your business actually needs.
Yes, Baselane has a mobile app. PayHOA does not.
Yes. The main effort is migrating your data (customer lists, job history, invoices). Plan for 1-2 weeks of overlap where you run both. Most property management tools can import CSV data. Ask both vendors about migration support before you sign.
The bottom line
Pick Baselane if...
Small landlords and real estate investors who want free banking, rent collection, and bookkeeping in one place
Pick PayHOA if...
Self-managed HOA boards and condo associations that want to handle dues, violations, and voting without hiring a management company