Buildium vs PayHOA

Buildium scores 8.2/10 vs 7.9/10. Best for: Professional residential and HOA property managers with 50-5,000 units who need full general ledger accounting, 1099 filing, and owner/tenant portals.

Buildium logo

Buildium

8.2
Better overall
vs
PayHOA logo

PayHOA

7.9

Buildium scores higher overall at 8.2/10 vs 7.9/10. Buy Buildium if you are a professional property manager running 50-5,000 residential units or HOA portfolios and need real accounting with 1099 filing. The tenant and owner portals save hours of email. Skip if you manage under 30 units, because the per-transaction fees and plan costs make simpler tools a better deal.

Buildium
PayHOA

Rank

#2 of 31

Rank

#5 of 31

Features

17/17

Features

9/17

Starting at

$62/mo

Starting at

$49/mo

User reviews

4.4/5 (2350)

User reviews

4.6/5 (629)

What they cost

Buildium PayHOA
Starting at $62 /mo $49 /mo
Free trial 14 days No
Number of plans 3 5
Buildium pricing verified: 2026-03-01 PayHOA pricing verified: 2026-04-01

What the pricing really means

At first glance, PayHOA looks cheaper at $49/month vs $62/month. But sticker price is only part of the story. Look at what is included on the base plan, how many users you get, and whether you need add-ons to get the features you actually need. The $99/month plan that requires $200 in add-ons is actually more expensive than the $250/month plan that includes everything.

Where Buildium wins

  • Full general ledger accounting with 1099 e-filing built in. Your bookkeeper or CPA will appreciate not having to reconcile a separate system
  • Tenant and owner portals actually work well. Tenants submit maintenance requests and pay rent online. Owners see statements without emailing you
  • Scales from 20 units to thousands without forcing a platform switch. You just move up a plan
  • 14-day free trial comes preloaded with sample data so you can test workflows without entering fake tenants

Where PayHOA wins

  • Purpose-built for HOAs with e-voting, violation tracking, and architectural request workflows
  • Trusted by 5,000+ associations, which is a strong adoption signal for niche software
  • $49/month for up to 25 units works out to under $2/unit for small associations
  • 565 Capterra reviews at 4.7 stars gives real confidence in the product

Where Buildium falls short

  • Essential plan caps at 150 units and charges higher per-transaction fees: $99 per bank account setup alone
  • No phone support on the $62/mo Essential plan. You are limited to email and chat, which is frustrating during a billing emergency
  • Growth plan at $192/mo sounds reasonable until per-unit add-on fees stack up: screening, eSign, and insurance all cost extra
  • A landlord with 15 rental units will pay $62/mo for features they mostly do not need. Simpler tools like Innago or Stessa cost less

Where PayHOA falls short

  • Transaction fees add up fast, 3.25% + $0.50 per credit card payment and $1.95 per eCheck
  • Not a rental property manager, no lease management, tenant screening, or vacancy tools
  • Pricing jumps $50 at each tier break, so a 26-unit HOA pays double what a 25-unit one does
  • No API for custom integrations or connecting to external accounting software

Who is each product built for?

Buildium

Target: 1-5000 units

Buy Buildium if you are a professional property manager running 50-5,000 residential units or HOA portfolios and need real accounting with 1099 filing. The tenant and owner portals save hours of email. Skip if you manage under 30 units, because the per-transaction fees and plan costs make simpler tools a better deal.

PayHOA

Target: Up to 500 units

PayHOA is the go-to pick for self-managed HOA and condo boards. The feature set is built exactly for association work, including e-voting, violations, and architectural requests, and 5,000+ associations already use it. The transaction fees on dues collection can sting, especially for credit card payments at 3.25%. If your association collects $100K+ in annual dues, do the math on those fees before committing.

HOAResidential

Feature comparison

Feature Buildium PayHOA
Tenant Management
Tenant screening
Online rent collection
Lease management
Tenant portal
E-signatures
Property Operations
Maintenance requests
Owner portal
Property inspections
Vendor management
Vacancy advertising
Finance & Reporting
Accounting/bookkeeping
Bank account management
Insurance tracking
Reporting/analytics
Platform
Document storage
Mobile app
API access

Common questions

Buildium scores 8.2/10 vs PayHOA's 7.9/10 in our ranking. Buildium is the better pick for 1-5000 units. PayHOA is better if you need self-managed hoa boards and condo associations that want to handle dues, violations, and voting without hiring a management company.

Buildium starts at $62/month. PayHOA starts at $49/month. Watch for add-on costs — the base price often does not include all features. Pricing last verified 2026-03-01.

Buildium: Yes, 14-day free trial. PayHOA: No free trial. Always test with your actual workflow before committing to an annual plan.

Buildium covers 17 of 17 features we track. PayHOA covers 9 of 17. Buildium has broader feature coverage, but more features does not always mean better — pick the tool that covers what your business actually needs.

Yes, Buildium has a mobile app. PayHOA does not.

Yes. The main effort is migrating your data (customer lists, job history, invoices). Plan for 1-2 weeks of overlap where you run both. Most property management tools can import CSV data. Ask both vendors about migration support before you sign.

The bottom line

Pick Buildium if...

Professional residential and HOA property managers with 50-5,000 units who need full general ledger accounting, 1099 filing, and owner/tenant portals

Pick PayHOA if...

Self-managed HOA boards and condo associations that want to handle dues, violations, and voting without hiring a management company

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