PayHOA vs TenantCloud
PayHOA scores 7.9/10 vs 7.2/10. Best for: Self-managed HOA boards and condo associations that want to handle dues, violations, and voting without hiring a management company.
PayHOA scores higher overall at 7.9/10 vs 7.2/10. PayHOA is the go-to pick for self-managed HOA and condo boards. The feature set is built exactly for association work, including e-voting, violations, and architectural requests, and 5,000+ associations already use it. The transaction fees on dues collection can sting, especially for credit card payments at 3.25%. If your association collects $100K+ in annual dues, do the math on those fees before committing.
PayHOA 
TenantCloud Rank
#5 of 31
Rank
#19 of 31
Features
9/17
Features
17/17
Starting at
$49/mo
Starting at
$15/mo
User reviews
4.6/5 (629)
User reviews
4.5/5 (500)
What they cost
| PayHOA | TenantCloud | |
|---|---|---|
| Starting at | $49 /mo | $15 /mo |
| Free trial | No | 14 days |
| Number of plans | 5 | 4 |
What the pricing really means
At first glance, TenantCloud looks cheaper at $15/month vs $49/month. But sticker price is only part of the story. Look at what is included on the base plan, how many users you get, and whether you need add-ons to get the features you actually need. The $99/month plan that requires $200 in add-ons is actually more expensive than the $250/month plan that includes everything.
Where PayHOA wins
- Purpose-built for HOAs with e-voting, violation tracking, and architectural request workflows
- Trusted by 5,000+ associations, which is a strong adoption signal for niche software
- $49/month for up to 25 units works out to under $2/unit for small associations
- 565 Capterra reviews at 4.7 stars gives real confidence in the product
Where TenantCloud wins
- Cheapest paid PM tool at $15/mo for up to 10 leases. A landlord with a duplex and two SFRs pays less than a Netflix subscription
- Dashboard is genuinely intuitive. Landlords moving from spreadsheets can set up properties, tenants, and leases in under an hour
- 14-day free trial lets you test with real data before paying anything
- Every plan includes mobile app, online rent payments, and maintenance tracking. No feature gating on the basics
Where PayHOA falls short
- Transaction fees add up fast, 3.25% + $0.50 per credit card payment and $1.95 per eCheck
- Not a rental property manager, no lease management, tenant screening, or vacancy tools
- Pricing jumps $50 at each tier break, so a 26-unit HOA pays double what a 25-unit one does
- No API for custom integrations or connecting to external accounting software
Where TenantCloud falls short
- Hard unit caps force upgrades: 10 leases on Starter ($15), 30 on Growth ($35), 60 on Pro ($60). Buy a new property and you might jump a tier
- About a third of users report payment processing delays. Rent sometimes takes 4-5 business days to land in your account
- Owner portal only available on Pro at $60/mo. If you manage for investors, the cheaper plans do not work
- Starter plan gives you just 1 GB of storage. A few lease PDFs and inspection photos will fill that fast
Who is each product built for?
PayHOA
Target: Up to 500 units
PayHOA is the go-to pick for self-managed HOA and condo boards. The feature set is built exactly for association work, including e-voting, violations, and architectural requests, and 5,000+ associations already use it. The transaction fees on dues collection can sting, especially for credit card payments at 3.25%. If your association collects $100K+ in annual dues, do the math on those fees before committing.
TenantCloud
Target: 1-100 units
Buy TenantCloud if you are a small landlord with 1-30 units who wants affordable, clean software to replace spreadsheets. At $15/mo it is the cheapest real PM tool available. Skip if you manage properties for investors, because the owner portal requires the $60/mo Pro plan, and payment processing delays will frustrate owners who expect rent deposited on time.
Feature comparison
| Feature | PayHOA | TenantCloud |
|---|---|---|
| Tenant Management | ||
| Tenant screening | ||
| Online rent collection | ||
| Lease management | ||
| Tenant portal | ||
| E-signatures | ||
| Property Operations | ||
| Maintenance requests | ||
| Owner portal | ||
| Property inspections | ||
| Vendor management | ||
| Vacancy advertising | ||
| Finance & Reporting | ||
| Accounting/bookkeeping | ||
| Bank account management | ||
| Insurance tracking | ||
| Reporting/analytics | ||
| Platform | ||
| Document storage | ||
| Mobile app | ||
| API access | ||
Common questions
PayHOA scores 7.9/10 vs TenantCloud's 7.2/10 in our ranking. PayHOA is the better pick for Up to 500 units. TenantCloud is better if you need independent landlords with 1-30 units looking for the cheapest paid pm tool ($15/mo) to replace spreadsheets with online payments and maintenance tracking.
PayHOA starts at $49/month. TenantCloud starts at $15/month. Watch for add-on costs — the base price often does not include all features. Pricing last verified 2026-04-01.
PayHOA: No free trial. TenantCloud: Yes, 14-day free trial. Always test with your actual workflow before committing to an annual plan.
PayHOA covers 9 of 17 features we track. TenantCloud covers 17 of 17. TenantCloud has broader feature coverage, but more features does not always mean better — pick the tool that covers what your business actually needs.
No, PayHOA does not have a mobile app. TenantCloud does have one.
Yes. The main effort is migrating your data (customer lists, job history, invoices). Plan for 1-2 weeks of overlap where you run both. Most property management tools can import CSV data. Ask both vendors about migration support before you sign.
The bottom line
Pick PayHOA if...
Self-managed HOA boards and condo associations that want to handle dues, violations, and voting without hiring a management company
Pick TenantCloud if...
Independent landlords with 1-30 units looking for the cheapest paid PM tool ($15/mo) to replace spreadsheets with online payments and maintenance tracking